Home Loans

Credit Analyzer

Is your credit ready for you to buy? Use this analyzer as a starting point.
If you want to learn more about credit, use credit tools for research.

Mortgage lates
Within the last 24 months have you had any late payments on your mortgage?
If , continue, otherwise skip to section B.

Number of Mortgage lates

Within the last 12 months Between 13 & 24 months ago
30-59 days late 30-59 days late
60-89 days late 60-89 days late
90+ days late 90+ days late

Are you currently late on your mortgage payments?
Consumer Loan Lates
Have you had late payments on credit cards, auto loans, student loans or any other consumer debts?
If , continue, otherwise skip to section C.

Number of Consumer lates

Within the last 12 months Between 13 & 24 months ago
30-59 days late 30-59 days late
60-89 days late 60-89 days late
90+ days late 90+ days late

Are you currently late on your consumer loan payments?

Collections, Charge offs, Judgments, Tax Liens
Do you have any collections, charge offs, judgments or tax liens?
Bankruptcies
Have you been bankrupt during the last 7 years?
Foreclosures
Have you had any foreclosures during the last 7 years?
Payment Load
Do you have a lot of consumer debts, such as credit cars, auto loans, student loans, etc.?
Equity in your property
The value or sales price of house is $

The amount of loan desired on house is $

Compare: FICO scoring

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