Texas Housing Community Development
 ore people are moving to Texas than are moving out. That is more good news for a real estate industry that has already fared better most states during the latest economic downturn. Forty years ago, the Texas population was largely rural and Anglo. Forty years from now, Texas will be largely urban and Hispanic. The state’s demographics will shift dramatically during the next several decades, and with change comes opportunity. In times past, Texas depended on natural increases for most citizens. That is, most Texans were born here. In the 1950s, 94 percent of the state's population growth was of the natural variety. By the 1990s, just half of new citizens entered the state that way.
Texas Housing Trust Fund
Housing is at the very foundation of every healthy community. Yet in communities across Texas, affordable housing is out of reach for many hard working Texans. The cost of housing continues to rise, while earnings simply are not keeping pace.
The Texas Housing Trust Fund provides loans, grants, or other comparable forms of assistance to finance, acquire, rehabilitate, and develop decent, safe, and sanitary affordable housing. The goal of the Texas Housing Trust Fund is to provide a sufficient source of funding to build, rehabilitate and preserve housing for the over three million working poor Texans who cannot afford a decent, safe, and healthy place to live.
Texas Department of Housing and Urban Development
HUD awards grants to organizations and groups for a variety of purposes. Working with local nonprofit organizations to invest in their communities through property rehabilitation and resell to first time home buyers and low to moderate income families.
HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business.
Texas Manufactured Housing Association
Texas Manufactured Housing Association (TMHA) is the state trade association representing the general welfare and interest of the entire Texas manufactured housing industry. Formed June 19, 1952 as a non-profit trade association, TMHA has remained dedicated to serving its membership and the growing demand for affordable housing in the wake of World War II.
Today, TMHA is concerned with the entire scope of the Texas manufactured housing industry. The association represents over 1,400 company members from every facet of the industry, including: manufacturers, retailers, communities, insurance companies, suppliers of goods and services, sales people, real estate companies, title companies, developers, transporters, installers, financial institutions, brokers and other affiliated companies.
Texas Department of Housing & Community Affairs
Texas Department of Housing & Community Affairs (TDHCA) operates as a housing finance agency to help Texans achieve an improved quality of life through the development of better communities. The Department accomplishes this mission by acting as a conduit for federal grant funds for housing and community services. Ensuring program compliance with the many state and federal laws that govern housing programs is an important part of the Department's mission. This ensures the health and safety of TDHCA's housing portfolio and guarantees state and federal resources are expended in an efficient and effective manner. TDHCA also serves as a financial and administrative resource that helps provide essential services and affordable housing opportunities to Texans who qualify for this assistance based on their income level.
Federal Home Loan Bank Community Programs
The Federal Home Loan Bank System provides a stable source of funding to federally insured depository institutions. 12 regional banks in the Federal Home Loan Bank System, which raises funds in the global financial markets and distributes the proceeds to members and local communities.
Serving the economic and housing needs of communities by providing local banks with flexible options for community development initiatives. Contributing to community non-profits in the form of grants and subsidized advances that help build affordable housing. These funds have help construct more affordable housing units and have contributed to job growth throughout the region.
Habitat for Humanity Texas
Habitat for Humanity® Texas, chartered in May 2005 as a nonprofit 501 (c)(3) organization, is a collaborative effort of local affiliates and state leaders that functions as a state support organization. Habitat for Humanity® Texas is based in Austin, the State Capital of Texas.
Habitat for Humanity has helped change the lives of more than 30,000 American families since its first U.S. affiliate was founded in San Antonio, Texas in 1978. Habitat affiliates a locally managed organization building in all 50 U.S. states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands.
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