 ur Online Application is the easiest way to get the best rates or get qualified with No credit check! |
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| Fixed Rates |
| Home loan interest rates are the lowest they've been in years! It's the ideal time to buy or refinance you home, lower your payments and save a lot of money. Take advantage of the low fixed rates Texas Rates has to offer before they go up again. |
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| Adjustable Rates |
| An adjustable rate mortgage (ARM) can be easier on your wallet, help you qualify for a larger mortgage, and could be much less expensive over time. It offers you a lower starting interest rate, which can give you lower initial monthly payments and make it easier for you to qualify. Payment caps and lifetime interest rate caps can protect you and help keep your interest rate and payments within your reach. |
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| Another Chance |
| Dings in your credit? At Texas Rates we understand that people have valid explanations for past credit problems - sickness, loss of a job, divorce, and other reasons. If your credit history has a few bruises or even if you've experienced a bankruptcy or other credit problems, we're willing to work with you. Begin by using our loan qualification process today to find out what rates and programs are available, free of charge. |
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| Avoiding PMI (Private Mortgage Insurance) |
| Looking to avoid Private Mortgage Insurance? Lenders require loans over 80% to carry PMI. Is there a way to get 90 or 95% financing without having PMI? YES! Texas Rates offers relief from PMI. Use our free qualification form to find out how you can avoid paying PMI and save money. |
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| Alternative Programs |
| Don't want to document your income? Need down payment assistance? We have a wide variety of non-conforming loan products including no income verification, and no documentation loans. Fill out our free on-line qualify form and we'll get back to you with the best rates and program options available. |
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| Home Equity Lines of Credit |
| Need some cash? Use your home's equity how and when you want! This is a line of credit secured by the equity in your home. It is an excellent plan when you simply want the money to be there in case you need it. For example, if you decide at any time that you want new furniture, a new car, to add a room, paint the house, or anything else you can think of, all you have to do is write a check. That's it. You pay no interest until you use the line. Plus, since this is a revolving line of credit, as you pay back what you borrow, the money is yours to use over and over again. |
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Plus the interest you pay on a home loan may be tax deductible.
Check with your tax advisor. |
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