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Department of Housing and Urban Development
Mortgage Limits for High Cost Areas for Texas
As of May 14 1999
This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department's Computerized Home Underwriting Management System on May 15, 1999. Since mortgage limits are updated constantly by local HUD office staff, please contact the Single Family Housing Director in your local HUD office for current information.
County Name
Code
State
One-Family
Two-Family
Three-
FamilyFour-
FamilyLast
UpdatedField Office
COLLIN
085
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
DALLAS
113
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
DENTON
121
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
ELLIS
139
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
HENDERSON
213
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
HUNT
231
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
KAUFMAN
257
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
ROCKWALL
397
TX
$144,380
$162,617
$197,573
$227,968
Dec 31 1998
Dallas, TX
SMITH
423
TX
$128,250
$147,408
$178,176
$221,448
Dec 31 1998
Dallas, TX
HOOD
221
TX
$141,930
$159,858
$194,220
$224,100
Feb 26 1999
Ft. Worth, TX
JOHNSON
251
TX
$141,930
$159,858
$194,220
$224,100
Feb 26 1999
Ft. Worth, TX
PARKER
367
TX
$141,930
$159,858
$194,220
$224,100
Feb 26 1999
Ft. Worth, TX
TARRANT
439
TX
$141,930
$159,858
$194,220
$224,100
Feb 26 1999
Ft. Worth, TX
BRAZOS
041
TX
$119,510
$147,408
$178,176
$221,448
Dec 31 1998
Houston, TX
CHAMBERS
071
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
FORT BEND
157
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
GALVESTON
167
TX
$145,300
$163,654
$198,832
$229,421
Dec 31 1998
Houston, TX
HARRIS
201
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
LIBERTY
291
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
MONTGOMERY
339
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
WALLER
473
TX
$132,000
$148,677
$180,635
$221,448
Jan 19 1999
Houston, TX
ECTOR
135
TX
$115,900
$147,408
$178,176
$221,448
Dec 31 1998
Lubbock, TX
MIDLAND
329
TX
$115,900
$147,408
$178,176
$221,448
Dec 31 1998
Lubbock, TX
BASTROP
021
TX
$140,125
$157,825
$191,750
$221,448
Dec 31 1998
San Antonio, TX
CALDWELL
055
TX
$140,125
$157,825
$191,750
$221,448
Dec 31 1998
San Antonio, TX
HAYS
209
TX
$140,125
$157,825
$191,750
$221,448
Dec 31 1998
San Antonio, TX
KENDALL
259
TX
$127,775
$147,408
$178,176
$221,448
Dec 31 1998
San Antonio, TX
NUECES
355
TX
$131,100
$147,660
$179,400
$221,448
Dec 31 1998
San Antonio, TX
SAN PATRICIO
409
TX
$131,100
$147,660
$179,400
$221,448
Dec 31 1998
San Antonio, TX
TRAVIS
453
TX
$140,125
$157,825
$191,750
$221,448
Dec 31 1998
San Antonio, TX
WILLIAMSON
491
TX
$140,125
$157,825
$191,750
$221,448
Dec 31 1998
San Antonio, TX
If the county is not listed below, the current maximum mortgage limits for FHA insured loans are:
One-family
Two-family
Three-family
Four-family
$115,200
$147,408
$178,176
$221,448
High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits.
The ceilings are currently:
One-family
Two-family
Three-family
Four-family
$208,800
$267,177
$322,944
$401,375
Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new ceilings for these areas of:
One-family
Two-family
Three-family
Four-family
$313,200
$400,765
$484,416
$602,062
This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department's Computerized Home Underwriting Management System. Since mortgage limits are updated constantly by local HUD office staff, please contact the Single Family Housing Director in your local HUD office for current information.
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